:root{--bg:#090a0b;--panel:#141618;--ink:#f7f7f4;--muted:#b1b5b8;--line:#303335;--blue:#43d0ed;--green:#80ff00;--yellow:#ffff00;--red:#ff241e}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.6}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,textarea{touch-action:manipulation}button,a{ -webkit-tap-highlight-color:transparent}a:hover{color:var(--blue)}:focus-visible{outline:3px solid var(--blue);outline-offset:5px}.skip{position:absolute;top:-100px}.skip:focus{top:5px;background:black;z-index:9}header{max-width:1440px;margin:auto;display:flex;justify-content:space-between;align-items:center;padding:25px 5%;border-bottom:1px solid var(--line);gap:28px}.logo{display:block;width:150px;height:57px;object-fit:contain}nav{display:flex;gap:32px;align-items:center}nav a{font-size:14px;white-space:nowrap}nav a[aria-current=page]{color:var(--blue)}.contact-nav{border:1px solid #63686c;padding:10px 18px}.contact-nav span{margin-left:20px}main{max-width:1440px;margin:auto;min-height:75vh;padding:0 5%}main.enter{animation:enter .48s ease both}@keyframes enter{from{opacity:0;transform:translateY(18px)}to{opacity:1;transform:none}}.eyebrow{font-size:13px;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);display:flex;align-items:center;gap:14px}.eyebrow:before{content:'';width:28px;height:3px;background:var(--blue)}h1{font-size:clamp(44px,6.8vw,96px);line-height:1.02;letter-spacing:-.065em;font-weight:500;margin:28px 0}h2{font-size:clamp(30px,3.5vw,48px);font-weight:500;letter-spacing:-.045em;line-height:1.12}h3{font-size:23px;line-height:1.3;font-weight:500}p{color:var(--muted);max-width:650px}.hero{display:grid;grid-template-columns:1.08fr 1fr;gap:5%;align-items:center;padding:76px 0 64px}.hero p{max-width:440px;font-size:18px}.blue{color:var(--blue)}.actions{display:flex;gap:16px;flex-wrap:wrap;margin-top:32px}.btn,button{border:1px solid var(--line);padding:13px 20px;cursor:pointer;display:inline-flex;justify-content:center;align-items:center;gap:30px;background:transparent;color:var(--ink)}.btn.primary,button.primary{background:var(--blue);color:#001219;border-color:var(--blue)}.btn:hover,button:hover{border-color:var(--blue)}.brand-art{min-height:420px;background:#101214;display:flex;flex-direction:column;justify-content:center;position:relative;border:1px solid var(--line);padding:35px;overflow:hidden}.brand-art img{width:100%;position:relative;z-index:1}.brand-art .art-label{position:absolute;top:22px;left:25px;font-size:12px;letter-spacing:.14em;color:#b7bbbf}.brand-art .art-bottom{position:absolute;bottom:22px;left:25px;right:25px;display:flex;justify-content:space-between;font-size:13px;color:#b7bbbf}.colour-line{height:5px;display:grid;grid-template-columns:repeat(4,1fr)}.colour-line i:nth-child(1){background:var(--green)}.colour-line i:nth-child(2){background:var(--yellow)}.colour-line i:nth-child(3){background:var(--red)}.colour-line i:nth-child(4){background:var(--blue)}.principles{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;padding:30px 0 55px;border-top:1px solid var(--line)}.number{font-size:13px;color:var(--blue)}.principles h3{margin:16px 0 10px}.principles p{font-size:15px}.page-head{padding:65px 0 32px;max-width:950px}.page-head h1{font-size:clamp(42px,5vw,70px)}.split{display:grid;grid-template-columns:1fr 1fr;gap:65px;margin:20px 0 65px}.panel{border:1px solid var(--line);background:var(--panel);padding:30px}.steps{counter-reset:step}.step{padding:20px 0;border-top:1px solid var(--line)}.step h3{margin:0 0 10px}.game{background:#141618;padding:30px;border:1px solid var(--line)}.puzzle,.pieces{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin:24px 0}.puzzle button,.pieces button{padding:5px;aspect-ratio:1;min-width:0}.puzzle button{background:#22272a;border:1px dashed #71777c}.pieces img,.puzzle img{width:100%;height:100%;object-fit:contain}.pieces button.selected{outline:3px solid var(--blue)}.pieces button:disabled{opacity:.2;cursor:default}.game p{font-size:14px}.game-status{min-height:26px;color:var(--blue)}#celebration{position:fixed;inset:0;pointer-events:none;z-index:10;display:none;grid-template-columns:1fr 1fr}#celebration.active{display:grid;animation:glow 1.7s forwards}#celebration i:nth-child(1){background:var(--blue)}#celebration i:nth-child(2){background:var(--red)}#celebration i:nth-child(3){background:var(--yellow)}#celebration i:nth-child(4){background:var(--green)}@keyframes glow{0%{opacity:0}30%{opacity:.55}100%{opacity:0}}.tool-layout{display:grid;grid-template-columns:1.05fr 1fr;gap:28px;margin-bottom:60px;align-items:start}.fields{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{display:flex;flex-direction:column;gap:6px}.field label{font-size:14px;color:#c7cace}input,select,textarea{width:100%;min-width:0;background:#0b0d0e;border:1px solid #50565a;color:white;padding:11px 12px;border-radius:0}input:invalid{border-color:var(--red)}textarea{min-height:90px}.full{grid-column:1/-1}.section-label{margin:25px 0 14px;color:var(--ink);font-size:18px}.hint{font-size:13px;color:#a8b0b5}.results{position:sticky;top:24px}.metrics{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--line);border:1px solid var(--line)}.metric{padding:22px;background:#111719}.metric span{display:block;font-size:13px;color:var(--muted)}.metric strong{font-size:30px;font-weight:500;letter-spacing:-.04em;color:var(--blue)}.breakdown{width:100%;border-collapse:collapse;font-size:14px;margin:20px 0}.breakdown td,.breakdown th{padding:11px 0;border-bottom:1px solid var(--line);text-align:left}.breakdown td:last-child,.breakdown th:last-child{text-align:right}.notice{padding:16px;border-left:3px solid var(--yellow);background:#1c1d15;font-size:14px;color:#d7d9ce}.sources a{text-decoration:underline;font-size:14px;display:block;margin:8px 0}.contact-number{font-size:clamp(30px,4vw,52px);letter-spacing:-.04em}.contact-block{padding:36px 0 90px}footer{max-width:1440px;margin:auto;border-top:1px solid var(--line);padding:28px 5%;display:flex;justify-content:space-between;gap:25px;font-size:12px;color:var(--muted)}@media(max-width:900px){nav{gap:16px}.hero{gap:30px}.brand-art{min-height:320px;padding:22px}.split{gap:30px}.tool-layout{grid-template-columns:1fr}.results{position:static}}@media(max-width:650px){header{display:block;padding-top:16px}.logo{width:115px;height:45px}nav{margin-top:20px;gap:18px;overflow:auto;padding-bottom:10px}nav a{font-size:13px}.contact-nav{border:0;padding:0}.contact-nav span{display:none}.hero{grid-template-columns:1fr;padding:40px 0}.brand-art{min-height:260px}.principles,.split{grid-template-columns:1fr}.principles{gap:10px}.page-head{padding-top:35px}.panel,.game{padding:20px}.fields{gap:14px}.metric{padding:16px}.metric strong{font-size:26px}footer{flex-direction:column;gap:8px}.split{margin-bottom:35px}.actions{gap:10px}.btn{gap:15px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}main.enter{animation:none}#celebration.active{animation:none;opacity:.12}}@media print{header,footer,.fields,.import,.actions{display:none}body{background:white;color:black}.tool-layout{display:block}.panel,.metric{background:white;color:black}.metric strong,p{color:black}.results{position:static}}
[hidden]{display:none!important}.small{font-size:14px;padding:13px 15px;margin-left:8px}details{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:18px 0;margin:20px 0}summary{cursor:pointer;font-size:15px;color:var(--blue)}details .field{margin:15px 0}details button{margin-top:12px}.import-review{border:1px solid var(--blue);padding:20px;margin:20px 0}.import-review dl{display:grid;grid-template-columns:1fr 1.3fr;gap:10px;font-size:14px}.import-review dt{color:var(--muted)}.import-review dd{margin:0;overflow-wrap:anywhere}.live-planning{margin:22px 0}.live-planning .field{margin:16px 0}.live-planning button{margin:8px 0}.constraint-group{border-top:1px solid var(--line);padding:12px 0}.constraint-group h4{font-size:17px;font-weight:500;margin:8px 0}.constraint-group h4 span{color:var(--blue)}.constraint-record{padding:12px 0}.constraint-record strong{font-size:15px;font-weight:500}.constraint-record p{margin:6px 0}.constraint-record a{overflow-wrap:anywhere}#developmentNote{margin:12px 0}.results .notice{overflow-wrap:anywhere}@media(max-width:650px){.small{margin:10px 0 0}.import-review dl{grid-template-columns:1fr;gap:4px}.import-review dd{margin-bottom:12px}.tool-layout .breakdown{font-size:13px}.tool-layout .breakdown td{padding-right:6px}}@media print{.import-fallback,.live-planning input,.live-planning select,.live-planning button,.rent-evidence{display:none}.constraint-record,.live-planning{break-inside:avoid}.panel .hint,.constraint-record strong{color:#333}}
/* Centred brand introduction and white-to-black arrival. */
.hero.hero-centred{display:flex;flex-direction:column;gap:42px;padding:42px 0 56px;text-align:center}
.hero-centred .hero-copy{width:100%;max-width:860px}
.hero-centred .eyebrow,.hero-centred .actions{justify-content:center}
.hero-centred h1{font-size:clamp(36px,4.5vw,62px);line-height:1.12;letter-spacing:-.045em;margin:22px auto}
.hero-centred h1 br{display:none}
.hero-centred p{max-width:620px;margin:0 auto}
.hero-centred .brand-art{order:-1;width:100%;min-height:clamp(260px,32vw,400px);padding:70px 7%;align-items:center;background:#101214}
.hero-centred .art-label{left:20px;right:20px;top:25px;text-align:center;font-size:clamp(12px,1.15vw,15px)}
.hero-centred .art-bottom{left:28px;right:28px}
.logo-transition{display:grid;place-items:center;width:100%;max-width:850px;aspect-ratio:1669/608}
.brand-art .logo-transition img{grid-area:1/1;width:100%;height:auto;max-height:100%;object-fit:contain;position:relative;display:block}
.brand-art .brand-black{opacity:0}
.brand-art.is-revealing{animation:brand-surface 2s ease-in-out .25s both}
.is-revealing .brand-white{animation:brand-white-out 2s ease-in-out .25s both}
.is-revealing .brand-black{animation:brand-black-in 2s ease-in-out .25s both}
.is-revealing .art-label,.is-revealing .art-bottom{animation:brand-caption 2s ease-in-out .25s both}
@keyframes brand-white-out{0%,25%{opacity:1}85%,100%{opacity:0}}
@keyframes brand-black-in{0%,25%{opacity:0}85%,100%{opacity:1}}
@keyframes brand-surface{0%,25%{background:#101214;border-color:#303335}85%,100%{background:#fff;border-color:#fff}}
@keyframes brand-caption{0%,25%{color:#b7bbbf}85%,100%{color:#303335}}
@media(max-width:650px){.hero.hero-centred{gap:30px;padding-top:28px}.hero-centred .brand-art{padding:66px 18px;min-height:240px}.hero-centred .art-bottom{left:18px;right:18px;font-size:12px;gap:12px}.hero-centred .art-bottom span:first-child{max-width:190px;text-align:left}.hero-centred .art-label{letter-spacing:.1em}.hero-centred .eyebrow{font-size:12px;letter-spacing:.1em}.hero-centred p{font-size:16px}}
@media(prefers-reduced-motion:reduce){.brand-art.is-revealing,.is-revealing .brand-white,.is-revealing .brand-black,.is-revealing .art-label,.is-revealing .art-bottom{animation:none}.brand-art.is-revealing{background:#fff;border-color:#fff}.is-revealing .brand-white{opacity:0}.is-revealing .brand-black{opacity:1}.is-revealing .art-label,.is-revealing .art-bottom{color:#303335}}
/* Full-screen white-logo arrival. */
body.intro-playing{overflow:hidden}
.home-intro{position:fixed;inset:0;z-index:100;background:#231f20;pointer-events:none}
.home-intro>img{position:absolute;top:0;left:0;transform-origin:0 0;object-fit:contain;opacity:0}
.home-intro .intro-skip{pointer-events:auto;position:absolute;right:24px;bottom:24px;background:#231f20;color:#fff;border-color:#676264;font-size:14px}
.hero-centred .brand-art{background:#231f20}
@keyframes brand-surface{0%,25%{background:#231f20;border-color:#303335}85%,100%{background:#fff;border-color:#fff}}
/* The investment checker works entirely from the figures entered. */
.deal-heading{padding:38px 0 26px}.deal-heading h1{font-size:clamp(34px,4vw,54px);margin:15px 0;letter-spacing:-.045em;line-height:1.1}.deal-heading p{margin:0;font-size:16px;max-width:none}.deal-layout{display:grid;grid-template-columns:minmax(0,.95fr) minmax(0,1.25fr);gap:32px;align-items:start;padding-bottom:55px}.deal-inputs{background:#141618;border:1px solid var(--line);padding:26px}.deal-example{font-size:13px;margin:0 0 20px;color:#c3c8cc}.deal-field{display:flex;flex-direction:column;gap:8px;font-size:14px;line-height:1.4;min-width:0}.deal-field input{font-size:18px;min-height:48px}.deal-field input::placeholder{font-size:13px}.deal-inputs section{margin:28px 0}.deal-inputs h2{font-size:22px;letter-spacing:-.025em;margin:0 0 18px}.deal-inputs h2 span{font-size:13px;color:var(--blue);margin-right:10px}.deal-inputs h3{font-size:18px;margin:20px 0 14px}.deal-assumptions summary{font-size:16px}.deal-buttons{display:flex;gap:10px;flex-wrap:wrap}.deal-buttons button{font-size:14px}.deal-verdict{border-left:3px solid var(--blue);padding:3px 0 3px 20px;margin-bottom:22px}.deal-verdict h2{font-size:clamp(24px,2.5vw,32px);line-height:1.2;margin:12px 0}.deal-verdict p{font-size:14px;margin:0}.deal-verdict .eyebrow{font-size:12px;letter-spacing:.12em}.deal-scorecards{display:grid;grid-template-columns:1fr 1fr;gap:14px}.deal-score{border:1px solid var(--line);padding:22px;background:#141618;min-width:0}.deal-score-top{display:flex;flex-wrap:wrap;gap:10px;align-items:center;justify-content:space-between}.deal-score-top h3{font-size:18px;margin:0}.deal-tag{display:inline-block;border:1px solid currentColor;padding:3px 7px;font-size:12px;line-height:1.4}.positive{color:#a9ed79}.negative{color:#ff9b8f}.deal-amount{display:block;font-size:clamp(29px,3vw,43px);font-weight:500;line-height:1.2;letter-spacing:-.04em;margin:20px 0 7px;overflow-wrap:anywhere}.deal-amount small{font-size:13px;letter-spacing:0;margin-left:5px;color:var(--muted)}.deal-score p,.deal-exit>p{font-size:14px;margin:8px 0 18px}.deal-mini{display:grid;grid-template-columns:minmax(0,1fr) auto;column-gap:15px;row-gap:12px;font-size:14px;line-height:1.5;margin-top:22px}.deal-mini span{color:var(--muted)}.deal-mini b{font-weight:500;text-align:right}.deal-exit{padding:24px;margin:18px 0;background:#111c20;border:1px solid #398da0}.deal-exit.exit-negative{border-color:#be665a;background:#211717}.deal-exit .deal-amount{color:var(--blue)}.deal-exit.exit-negative .deal-amount{color:#ff9b8f}.deal-warning{border-left:3px solid #ffcb6a;padding:10px 12px;background:#252015;color:#f2d7aa;font-size:14px!important;line-height:1.5;margin-top:20px!important}.deal-output .breakdown th{font-weight:400;color:#c7cace;font-size:14px;padding-right:14px}.deal-output .breakdown td{font-size:14px;white-space:nowrap}.deal-footnote{margin-top:25px}#deal-status:not(:empty){padding:18px;border:1px solid #ff9b8f;color:#ffb7ad;background:#211717}#deal-assumption-summary{margin:22px 0;color:#ccd0d2}footer{flex-wrap:wrap}@media(max-width:1050px){.deal-layout{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:22px}.deal-scorecards{grid-template-columns:1fr}.deal-inputs{padding:22px}.deal-amount{font-size:37px}}@media(max-width:700px){.deal-layout{grid-template-columns:1fr;gap:25px}.deal-heading{padding-top:28px}.deal-inputs{padding:20px}.deal-scorecards{grid-template-columns:1fr}.deal-score{padding:20px}.deal-exit{padding:20px}.deal-mini{font-size:14px}.deal-heading h1{font-size:38px}.deal-output .breakdown{font-size:13px}.deal-output .breakdown th,.deal-output .breakdown td{font-size:13px}}
@media print{.home-intro,.deal-buttons{display:none!important}.deal-layout{display:block}.deal-inputs,.deal-score,.deal-exit{background:white;border-color:#ccc;color:#111}.deal-inputs .fields{display:grid}.deal-heading,.deal-inputs,.deal-output{color:#111}.deal-layout p,.deal-mini span,.deal-output .breakdown th,.deal-amount,.deal-tag,.deal-warning{color:#111!important}.deal-scorecards{grid-template-columns:1fr 1fr}.deal-score,.deal-exit{break-inside:avoid}.deal-inputs input{background:white;color:#111;border:0;padding:3px;min-height:0}.deal-assumptions{display:none}}
/* Progressive investment flow and free planning check. */
.hmo-toggle{display:flex;align-items:flex-start;gap:12px;border:1px solid #4b747e;padding:18px;margin:26px 0;cursor:pointer}.hmo-toggle input{width:20px;min-height:20px;margin:3px 0;accent-color:var(--blue)}.hmo-toggle strong{font-size:16px;font-weight:500}.hmo-toggle small{display:block;color:var(--muted);font-size:13px;margin-top:6px;line-height:1.5}.btl-only .hmo-only{display:none!important}.btl-only .deal-scorecards{grid-template-columns:1fr}.address-check{padding:26px;border:1px solid var(--line);background:#111719;margin-bottom:28px}.address-check h2{font-size:25px;line-height:1.25;margin:12px 0}.address-check p{font-size:14px;max-width:900px}.address-check form{display:grid;grid-template-columns:1fr auto;gap:16px;align-items:end}.address-check button{min-height:49px;margin:0}.address-check button:disabled{opacity:.6;cursor:wait}.exact-location{grid-column:1/-1;width:100%;margin:0;padding:12px 0}.exact-location .fields{max-width:540px}.planning-summary{display:grid;grid-template-columns:.7fr 1.3fr;gap:30px;border-top:1px solid var(--line);margin-top:24px;padding-top:25px}.planning-summary h3{font-size:24px;font-weight:500;line-height:1.2;margin:12px 0}.planning-caution{border-left:3px solid #ffcb6a;padding:12px 16px;background:#252015;color:#f2d7aa}.planning-links{display:flex;gap:20px;flex-wrap:wrap;font-size:14px}.planning-links a,.constraint-record a{text-decoration:underline}.constraint-record a{display:block;font-size:14px;margin-top:8px}.address-check .eyebrow{font-size:11px;letter-spacing:.12em}#planning-result{overflow-wrap:anywhere}@media(max-width:700px){.address-check{padding:20px}.address-check form,.planning-summary{grid-template-columns:1fr}.address-check button{width:100%}.planning-summary{gap:18px}.address-check h2{font-size:23px}.planning-links{gap:14px}}@media print{.address-check form{display:none}.address-check,.planning-caution{background:white;color:#111}.planning-summary p,.address-check .hint{color:#333}}